Scammers often target the elderly in these situations, typically impersonating a grandchild or person of authority (e.g., law enforcement, medical professional, attorney). Bail payment, medical expenses, or emergency travel funds are common scenarios used in these schemes. The scammer calls pretending to represent a loved one in an emergency that requires payment with gift cards or a money transfer. There are a few different scams of this variety to be aware of: Emergency Scam If an unauthorized charge is made to your account, immediately contact your bank or account provider. Regularly monitor your financial statements to detect any fraudulent charges.If a check you deposit turns out to be fraudulent, you will be responsible for paying the bank back. Banks are required by law to make deposited check funds available within days and identifying a fake check can take several weeks. Do not deposit a check that is sent to you with instructions to wire money back to the sender or a 3rd party.Do not click on the link if the address is different than the display text. Hover your mouse over a link to see the embedded URL.More sophisticated scammers will create fake domains and websites that look nearly identical to the legitimate business. Look closely at the sender's email address and embedded URL's.Do not call the number that initially called you or one provided in the email. If you're unsure if a phone call or email is really from the company it claims to be, call the number from their legitimate website.You can search a phrase that describes the situation or look up the email or phone number that contacted you. If you are contacted by someone you don't know, conduct online research.Never send money or other type of monetary payment to someone you don't know.Never purchase something that was advertised in an unsolicited email.Never open suspicious attachments or links.Never provide personal or financial information unless you are certain of the identity of the person or business that is contacting you.Never respond to emails or texts from someone you don't know or whose identity you can't confirm.Be suspicious of unsolicited emails, phone calls, or text messages asking for personal or financial information.
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